Car Finance

Finance Specialists
We at Prestige Vehicle Sales and Consultancy, we provide a wide range of finance facilities from bespoke PCP, HP and HP Balloon finance with full integration into our web site. From the comfort of your own home you can view all the available finance products for your next vehicle and generate your own personalised quotations by changing the deposit, term and annual mileage.

In addition, you can complete an application through our secure on-line proposal form which will pass your information directly to our finance broker Evolution Funding Limited. You will then be guided through the online process. In gaining pre-approval it allows you to make a considered choice on your next car purchase in a quick and convenient manner through a greater selection of finance products.

Prestige Vehicle Sales have a dedicated team of finance experts waiting to help with your enquiry. We have relationships with high street lenders and specialist motoring finance houses too, that is why we have helped hundreds of customers secure the best finance deal for their budget.
• Access to over 32 Finance Lenders
• Credit Score Base APR
• Covers All Credit Circumstance
• Soft Search Finance Checks Available
Why finance your Crown Garage car?
- Competitive rates
APR from as low as 9.9% representative.
- Quick & easy
A decision within minutes.
- Fully online
From the comfort of your home.
Hire Purchase (HP)
HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term. You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car. Unlike PCP, there are no limits on mileage.

HP could be right for you if you want to buy the car at the end of the agreement.

Personal Contract Purchase (PCP)
PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car. At the end of the agreement, you have three options. You can hand the car back to the finance company (the car must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.


Did you know?
PCP monthly payments are usually lower than HP payments. This is because a large part of the total amount payable is left to the end of the agreement. You also pay interest on the car's value at the end of the term, which means that PCP can be more expensive overall.